Understanding Auto Insurance - Car Insurance Tips

Types of Auto Insurance Coverage

1. Liability Insurance: This is the most basic type of coverage. It covers the costs of injuries and property damage you cause to others in an accident.
2. Collision Coverage: This covers damage to your car from a collision with another vehicle or object.
3. Comprehensive Coverage: This covers damage to your car from non-collision related incidents such as theft, vandalism, fire, natural disasters, and more.
4. Personal Injury Protection (PIP): This covers medical expenses for you and your passengers, regardless of who was at fault in the accident.
5. Uninsured/Underinsured Motorist Coverage: This covers your costs if you’re in an accident caused by a driver who doesn’t have insurance or whose insurance isn’t sufficient to cover your expenses.

Each of these coverage options comes with its own costs, and you can customize your policy based on your needs and budget.

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